On the afternoon of July 14, 2026, Llinks was invited by the Shanghai Banking Association to attend a seminar themed "Financial Compliance in the Era of Large Models: AI Application, Data Governance, and Regulatory Trends." Focusing on the two core topics of artificial intelligence applications and data compliance in the banking sector, this seminar attracted numerous legal and compliance heads from banking institutions to jointly explore compliance pathways and governance practices amidst the development of financial technology.
Llinks partner Dr. David Pan, partner Mr. Nigel Zhu, and contractual partner Ms. Susan Deng served as keynote speakers. Centering on the latest regulatory dynamics and typical business scenarios, they delivered comprehensive and highly practical professional insights to the attendees.
Under the theme "Intelligence and Compliance in Parallel—Regulatory Logic and Practical Pathways of AI Application and Data Governance in the Banking Industry," Dr. David Pan first deeply interpreted the Opinions on Deeply Implementing the "AI+" Action, relevant deployments in the outline of the 15th Five-Year Plan, and the implementation plan of the National Financial Regulatory Administration on "AI + Finance" from the perspectives of top-level strategic guidance, industry development planning, and capital market support. Building upon this, Dr. Pan further analyzed the current regulatory posture regarding AI and data compliance in the banking industry. He emphasized that AI governance has been elevated to a strategic imperative. With the issuance of the first special regulatory document on financial AI, a systemic regulatory framework is gradually being constructed, and enforcement efforts have significantly escalated. The orientation of "promoting compliance through penalties" has become increasingly evident, and he proposed actionable compliance implementation strategies for enterprises.
Ms. Susan Deng centered her sharing on "Artificial Intelligence Entering the Core Business of Banking: Large Model Applications and Data Compliance in the Banking Industry." Incorporating typical application scenarios such as intelligent customer service and marketing, anti-fraud and risk control models, and internal knowledge management, she meticulously analyzed the embedded compliance requirements. Subsequently, Ms. Deng thoroughly outlined the core regulatory focuses of AI applications in the banking sector, covering training data compliance, automated decision-making and algorithm governance, ethical assessments, and regulatory key points when financial institutions utilize third-party large models. At the practical level, she systematically introduced the compliance assessment mechanism prior to the launch of AI applications, categorized and classified data governance, third-party AI service provider management, and the model risk management framework, providing clear guidance for banks to construct AI compliance governance systems.
Mr. Nigel Zhu, presenting under the theme "Do Not Lose the Big Picture for Small Gains: Data Compliance Obligations and Challenges That Cannot Be Ignored in the Banking Industry," focused on dissecting current data compliance regulatory focal points. These included cross-border data transfer, personal information protection, CIIO and important data compliance, and third-party compliance management, illustrating these concepts through representative enforcement cases. He further zeroed in on typical scenarios such as cross-border data transfer, the implementation of personal information protection compliance audits, the identification and protection of important data, and responses to third-party data leakage incidents, offering specific compliance recommendations. Ultimately, Mr. Zhu provided a comprehensive blueprint for the banking industry to build a robust data compliance response system from the aspects of full-lifecycle management of data processing, clarifying legal bases, strengthening third-party management, and conducting internal audits and self-inspections.
Llinks has consistently committed itself to providing high-value compliance and legal support for financial institutions. Through professional exchange platforms and profound industry practical experience, Llinks assists clients in effectively navigating complex regulatory requirements amidst the digital wave, delivering solid legal safeguards and professional momentum for the high-quality development of the banking industry in the era of artificial intelligence.
